There are ways the mobile phone companies could build products which reduce disability

I've been reading mobile phone strategy stuff for a few m.onths and came across an interesting product. Think it was in Africa or something.

It is a product which if designed right could not require a credit check be done. It offers pay as you go with contract prices lus the protection of no overspend.

Customers top up their phone as usual. They get sim free pricing. When they get close to their allowance of texts and calls they are notified and can buy instant bundles to see them through to the next month.

No credit. No calls. The customer provides the phone.

For people with poor credit histories this is a perfect disability-free product.

An alternative is a low cost pay as you go tariff. The problem is low use users. With no monthly rental charge there's little incentive for mobile companies to offer this. High financial capability users use their land line which is often free for local calls. Isolated people are the least profitable.

It is possible though. Commercial systems designed to reduce disability, not make it.

It's a crazy way to heal the illness in society but perhaps it is only the crazy who can fix what makes the social disability prognosis real.